CloudTax handles your MTD for Income Tax submissions — quarterly updates, open banking feeds, live tax estimates, and your annual return. All in one iOS app.
Who it's for
CloudTax is designed for two user types — self-employed sole traders and UK residential landlords. Or both.
Connect your business bank account, auto-categorise income and expenses, and submit your quarterly updates with one tap.
Manage multiple properties, track rent and expenses per property, and handle Section 24 finance cost restrictions automatically.
Features
CloudTax covers the full MTD for Income Tax journey — from your first quarterly update to your Final Declaration.
See a running calculation of your tax liability after each quarterly submission, powered by the HMRC Individual Calculations API.
Link your business bank account once. CloudTax pulls transactions automatically and categorises them for HMRC submission.
Push reminders at 30, 14, 7, and 1 day before each quarterly deadline and Final Declaration. Never miss a submission.
Live tax estimate, next deadline countdown, and quarterly progress at a glance — without opening the app. Three widget sizes.
Generate a professional quarterly or annual summary PDF — including reliefs, Section 24 treatment, and tax breakdown — to share with your accountant.
Savings interest, dividends, Gift Aid, pension contributions, marriage allowance, and HICBC all captured for your Final Declaration.
How it works
CloudTax handles the entire MTD process so you can focus on your work.
Link your business account via open banking. CloudTax fetches transactions automatically every day.
Transactions are auto-categorised. Review any flagged items and correct the handful that need a human eye.
One tap sends your cumulative figures directly to HMRC via the MTD API. Confirmation arrives in seconds.
Add any other income and reliefs, review your tax calculation, and submit your Final Declaration — all in the app.
MTD Compliance
Making Tax Digital for Income Tax becomes mandatory in April 2026 for those earning over £50,000. CloudTax implements every part of the HMRC API specification — including fraud prevention headers, cumulative quarterly submissions, and the Individual Calculations engine.
Get ready for April 2026 →Open Banking
Bank connections use FCA-regulated Open Banking — the same standard used by major UK accounting platforms. Your bank credentials never touch CloudTax servers.
Authenticate directly with your bank. Consent lasts 90 days with automatic renewal prompts before expiry.
Transactions appear in CloudTax within minutes. Up to 7 years of history available on first connection.
Transactions are automatically mapped to HMRC expense categories. Manual overrides are remembered for future transactions.
CloudTax can only read your transactions. It has no ability to initiate payments or move money.
MTD Rollout
Check where you fall in the phased rollout of Making Tax Digital for Income Tax Self Assessment.
Self-employed individuals and landlords with qualifying income above £50,000 must use MTD-compatible software to submit quarterly updates.
The threshold drops, bringing in a broader group of sole traders and landlords earning between £30,000 and £50,000.
The widest mandatory scope — most self-employed individuals and residential landlords will be required to comply.
Even if MTD isn't mandatory for you yet, signing up early means fewer surprises when your threshold is reached.
Join the early access list and be the first to know when CloudTax is available on the App Store.
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